Regulatory & Legal Documents

Acceptance of Terms

By accessing or using the website located at gulfcapital.com (the "Website"), the Investor Portal, or any other digital properties operated by GulfCapital Management Ltd and its affiliated entities (collectively, "GulfCapital"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms in their entirety, you must immediately cease using the Website.

These Terms are governed by, and construed in accordance with, the laws of the Dubai International Financial Centre (DIFC). They are effective from the date you first access the Website.

Eligibility and Qualified Investor Status

The information on this Website is directed solely at:

• Professional Clients and Market Counterparties as defined under the DFSA Rulebook (Conduct of Business Module);
• Sophisticated Investors as defined under the ADGM Financial Services and Markets Regulations 2015;
• Institutional investors, family offices, and qualified purchasers as defined under applicable international securities law;
• Accredited or sophisticated investors under applicable domestic regulations in their respective jurisdictions.

By accessing this Website, you confirm that you meet the eligibility criteria described above and that you are not a retail client or a person to whom the distribution of the information on this Website would be restricted under any applicable law or regulation.

Persons located in jurisdictions where the distribution of such information would be unlawful are not permitted to access this Website and must immediately discontinue use.

Not Investment Advice

Nothing on this Website constitutes, or should be construed as constituting, investment advice, a solicitation or an offer to buy or sell any financial instrument, or a recommendation of any particular investment strategy. The information provided is for informational and educational purposes only.

GulfCapital does not provide investment advice to retail clients or members of the general public. All investment decisions must be made by you on the basis of your own independent assessment, taking into account your financial circumstances, investment objectives, and risk tolerance, and with the advice of your own professional advisers.

Past performance is not indicative of future results. The value of investments and any income from them may fall as well as rise. Capital is at risk. Returns referenced on this Website are historical and do not guarantee future performance.

Permitted Access and Use

You may access and use this Website solely for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Website for any purpose that is unlawful, harmful, or fraudulent;
• Attempt to gain unauthorised access to any part of the Website, server, or network;
• Introduce viruses, trojans, worms, or other malicious code;
• Scrape, crawl, or data-mine the Website without express written permission;
• Reproduce, distribute, or commercially exploit any content from the Website without authorisation;
• Impersonate GulfCapital, its employees, or any other person or entity;
• Use the Website to transmit unsolicited communications (spam).

We reserve the right to restrict or terminate your access to the Website at any time, without notice, if we reasonably believe you have violated these Terms.

Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, charts, data, research reports, and software ("Content"), is the proprietary intellectual property of GulfCapital or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and view the Content for personal, non-commercial purposes only. You may not:

• Reproduce, modify, or create derivative works from the Content;
• Distribute, sell, or sublicense the Content to any third party;
• Remove or obscure any copyright or proprietary notices.

The GulfCapital name, logo, and associated marks are trademarks of GulfCapital Management Ltd. Nothing on this Website grants any licence to use our trademarks without prior written consent.

Disclaimers and No Warranties

The Website and its Content are provided on an "as is" and "as available" basis without any warranty of any kind, whether express, implied, or statutory. To the fullest extent permitted by law, GulfCapital disclaims all warranties, including:

• Warranties of merchantability, fitness for a particular purpose, or non-infringement;
• Warranties that the Website will be uninterrupted, error-free, or free of viruses;
• Warranties as to the accuracy, completeness, or timeliness of any information on the Website.

Financial data, market prices, and performance figures are sourced from third-party providers and may contain errors or may be delayed. GulfCapital does not warrant the accuracy of such data and accepts no liability for any errors therein.

Limitation of Liability

To the fullest extent permitted by applicable law, GulfCapital, its directors, officers, employees, and affiliates shall not be liable for any:

• Direct, indirect, incidental, special, or consequential loss or damage;
• Loss of profit, revenue, business, or anticipated savings;
• Loss of data or goodwill;
• Business interruption;

arising out of or in connection with your use of, or inability to use, this Website or its Content, whether based on contract, tort (including negligence), strict liability, or otherwise.

Nothing in these Terms excludes or limits GulfCapital's liability for fraud, fraudulent misrepresentation, or any other liability that cannot be excluded under applicable law.

Third-Party Links and Content

This Website may contain links to third-party websites or services. These links are provided for convenience only. GulfCapital does not endorse, control, or accept responsibility for the content, privacy practices, or terms of any third-party website. Accessing third-party websites via links on this Website is at your own risk.

Investor Portal Terms

Access to the GulfCapital Investor Portal ("Portal") is restricted to registered investors. Use of the Portal is subject to these Terms in addition to any supplemental terms provided upon registration. You are responsible for:

• Maintaining the confidentiality of your login credentials;
• All activities conducted through your Portal account;
• Promptly notifying GulfCapital of any unauthorised use of your account at ir@gulfcapital.com.

GulfCapital reserves the right to suspend or terminate Portal access for any reason, including suspected security breaches, without notice.

Termination

We may terminate or suspend your access to all or part of this Website immediately, without prior notice or liability, if we reasonably believe you have breached these Terms. Upon termination, the provisions relating to intellectual property, disclaimers, limitation of liability, and governing law shall survive.

Governing Law and Dispute Resolution

These Terms and any dispute arising out of or in connection with them shall be governed by and construed in accordance with the laws of the Dubai International Financial Centre (DIFC). You irrevocably submit to the exclusive jurisdiction of the DIFC Courts in respect of any dispute arising out of or in connection with these Terms.

Changes to These Terms

GulfCapital reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page with an updated "Last revised" date. Your continued use of the Website after any such change constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.